Loan Personal Secured
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Package loan - A package loan is a real estate loan used to finance the purchase of both real property and personal property, such as in the purchase of a new home that includes carpeting, window coverings and major appliances.
Asset Based Loan - An asset based loan will typically be lent to a borrower, and secured by either residential or commercial real estate, or both if they are cross collatoralized, at a fixed percentage of the properties appraised value.
Combined loan to value - Combined Loan To Value (ratio) (CLTV) is the proportion of loans (secured by a property) in relation to its value.
Refund Anticipation Loan - Refund anticipation loans (RALs) are short-term loans secured by the taxpayer’s expected tax refund. Supporters of the practice say the loans allow people to pay overdue medical bills, credit payments and other debts while they wait for the IRS to process their taxes (which generally takes anywhere from three weeks to two months).
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